The Ins and Outs of In-Plan Roth Conversions

The Ins and Outs of In-Plan Roth Conversions

A 401(k) in-plan Roth conversion also called an in-plan Roth rollover (IRR) allows the participant to transfer the non-Roth portion of their 401(k) into a designated Roth account within the same plan. The upside of contributing to a Roth 401(k) from a participant...